March 1, 2026
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
April 17, 2019
AgencyRisk Retention Group or Traditional Insurance?
The Differences Between Risk Retention Groups and Traditional Insurance Usually, it’s easy to purchase the liability coverage you need from regular carriers. But what if a policy that you need is too expensive or even unavailable? Media attention on cyber attacks and workplace harassment has caused the cost of liability losses to rise dramatically, and […]
April 11, 2019
AgencyContract Guide: Transferring Risk and Liability
What is Contractual Risk Transfer? Examining and managing risk exposures is one of the keys to the long-term success for businesses of all sizes. However, when you work with partners and other parties such as contractors, renters, component suppliers and service providers, you may be held accountable for their actions or negligence. And because […]
April 10, 2019
AgencyWhy Private Companies Need D&O Coverage
Private Company D&O Insurance With today’s emphasis on corporate transparency and accountability, an organization’s directors and officers face a countless number of exposures. Regardless of your company’s size or mission, the legal costs associated with a lawsuit can be devastating for both the organization and your directors and officers. Many wrongly assume that directors […]
April 2, 2019
AgencyFlorida Employment Law
Federal laws, such as the Federal Insurance Contribution Act, the Fair Labor Standards Act and the Equal Pay Act and the Civil Rights Act, prescribe the type of employment records employers must create and maintain. Florida law also imposes several recordkeeping requirements on employers. State recordkeeping laws operate in addition to or in conjunction with […]
March 25, 2019
AgencyRecord Retention Tips
Insurance Policy Record Retention Companies can build up a substantial collection of records over their years in operation. While nobody wants to be stuck holding onto documents that have outlived their usefulness, throwing away a document only to find out later that you need it can be a costly mistake. Insurance paperwork is particularly problematic—many […]
November 17, 2015
AgencyFlood insurance on the cusp of tremendous change
Flood insurance on the cusp of tremendous change New selling opportunities for agents By John Dickson Jeanni Adame rides in her boat as she checks on neighbors in the Ashborough subdivision near Summerville, S.C., Oct. 5, 2015. (AP Photo/Mic Smith) For many agents, writing flood insurance may be outside their comfort zone. Handling the National […]
November 2, 2015
AgencyReport shows that Florida Based Insurance Companies are Strong
Report shows that Florida Based Insurance Companies are Strong The Tampa Bay Times reports that “Even if Florida gets blasted by four hurricanes in one season as it did a decade ago, 67 Florida-based insurance companies tested by the state have enough of a financial cushion to handle the damage…” The article discusses a “stress test” […]
November 2, 2015
AgencyNo PIP on “Street Legal” Golf Cart or LSV Equals License Suspension
No PIP on “Street Legal” Golf Cart or LSV Equals License Suspension Posted by David Thompson I’ve received numerous emails over the last few months along this line: “My customer has a ‘street-legal’ golf cart (or Low Speed Vehicle, or Neighborhood Electric Vehicle) that is registered for road use and also has a license tag. […]
October 12, 2015
AgencyGRAY SWAN HURRICANES COULD HIT THIS CENTURY
‘Gray swan’ hurricanes could hit this century – Business Insider.pdf